Duration
Investment
Future Value with Inflation
Future Value without Inflation
1 years
1.8 Lakhs
1.8 Lakhs
2 Lakhs
3 years
5.4 Lakhs
5.8 Lakhs
6.9 Lakhs
5 years
9 Lakhs
10.1 Lakhs
13.5 Lakhs
8 years
14.4 Lakhs
17.5 Lakhs
27.9 Lakhs
10 years
18 Lakhs
23.3 Lakhs
41.8 Lakhs
12 years
21.6 Lakhs
30.1 Lakhs
60.5 Lakhs
15 years
27 Lakhs
42.4 Lakhs
1 Crores
18 years
32.4 Lakhs
58 Lakhs
1.7 Crores
20 years
36 Lakhs
70.9 Lakhs
2.3 Crores
22 years
39.6 Lakhs
86.2 Lakhs
3.1 Crores
25 years
45 Lakhs
1.1 Crores
4.9 Crores
28 years
50.4 Lakhs
1.5 Crores
7.8 Crores
30 years
54 Lakhs
1.8 Crores
10.5 Crores
35 years
63 Lakhs
2.9 Crores
22.3 Crores
* 6% annual Inflation assumed for the calculations in this table.
Top Mutual Funds by 10 Years CAGR
Mutual Fund
10 Years
CAGR
5 Years
CAGR
Expense
Ratio
* The information presented in this table was accurate as of
What's SIP, and why should we always consider Inflation-adjusted Future Value in our Calculation?
The Systematic Investment Plan (SIP) is a method of investing in the stock market, usually through a Mutual Fund, where you invest a fixed amount regularly. This strategy helps average out stock market volatility in the long term. If you stay consistent with your regular investing for a long time, typically over 20 years, it harnesses the power of compounding. However, it is important to consider inflation, which reduces the purchasing power of money every year.
The calculator above shows the inflation-adjusted value, meaning you get the purchasing power similar to today's purchasing power of the amount mentioned in the future.
Ready to start your SIP? Consider choosing discount brokers like Groww or Zerodha to begin investing today. Stay invested and plan for your financial independence.
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Disclaimer: This page does not offer any financial advice. It should be used only for informational purposes. Investment in mutual funds or any asset class comes with inherent risk. This page is a web-based tool for getting a rough estimate of the future value of your SIP investments. The calculations are based on projected annual returns. The actual annual returns may be higher or lower than the estimated value, significantly impacting the final returns. So, do your own analysis or hire a financial advisor before deciding.